Payoneer Mastercard in Nepal-FIX for International Payment!


We will get paypal in 2 steps-:

1) Create payoneer

2) Create paypal

Don’t skip this article thinking that this is the same article like other people have made. 

1) Create payoneer-:

Open  payoneer.com signup link.

Don’t go through other links, else you might not get your mastercard unless you get 30$ in your Payoneer account.

It will ask you to fill a form. Fill it. You are not a sheep who needs guidance to fill a form.

BUT, these are the things that you need to be careful else your Payoneer won’t get approved.


1) Image of your citizenship ID should be very clear.

2) You can click photo of your citizenship ID with your smartphone camera. But, make sure that the photo is very clear. Else, your account will never get approved. It can be very frustrating.

3) If you scan it in stationary, make sure that the scanned photo is very clear. Many scanners in Nepali stationary are trash.

4) The address you put in form must be word to word, line to line, same as in your citizenship ID’s address.

5) If you use address which is not in your citizenship ID; or a different name of your place; or a neighbouring place of the place that is in your citizenship ID, your Payoneer account will never get approved.

6) Payoneer knows nothing about Nepal. All it knows is to look at your citizenship ID and check that with the address you gave to them in your form.

After 1 week, your account will be approved.

But, still you can’t apply for mastercard, i.e you still need to do remaining verifications.

For that, Payoneer will ask you to verify your address.

To verify your address, you can do one of the following things-:


1) Upload back side of your citizenship ID(I had done this and got approved).

2) Make netbanking for your bank account and upload the bank statement.

3) Upload your driving license.

4) Upload any bills(electricity bill, telephone bill) that have your address written in it.

5) After 1 week, your account will be verified so that you can now order a payoneer mastercard.

Common issues people face-:


1) 30$ needed to order payoneer mastercard. How to fix this issue?

a) Try to sign up using the link I provided above, it might help you.

b) If you have youtube channel, blog and you are using google adsense, connect it to your payoneer account. And once, you make 30$, you can order payoneer mastercard.

c) Try freelancing to earn 30$.

d) If you have blog, you can try to get sponsorships with companies.

e) If you have amazon affiliate blog, connect your amazon affiliates account with payoneer, so that you can cross 30$ threshold.

2) Postal address-:

If you live in Kathmandu, give the postal address of Sundhara Hulak(that has now shifted to Dillibazar).

Give address in this way-:

Charkhal road, near Dillibazar jail, General Post Office, Dillibazar, Kathmandu, Bagmati,Nepal

The point is to explain Payoneer where it needs to send your mastercard. Payoneer doesn’t know anything about Kathmandu and Dillibazar.

So, try to explain the address in a very much detailed way. 

Now, you have your payoneer mastercard in your hand.


Payoneer alone is enough to do 99.99% of international transactions.

Steam was the only place to not accept payoneer. So, I used my paypal account that was linked with payoneer mastercard. 

2) How to create paypal?

Sign up paypal.

There, you would see an option of “link a card”.

Enter, payoneer mastercard details there.

Now, you can also use paypal.

Alternative to paypal and payoneer-:


There is something called USD card that even Nepali banks give. I don’t know the details about because I haven’t used it.

So, try to go to banks and learn more about this if you don’t want to create payoneer/paypal or want an alternative.

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